Elder Law FAQs for California Families
Frequently Asked Questions
What’s the difference between Medicare and Medi-Cal for long-term care?
See If You QualifyMedicare is health insurance and generally doesn’t pay for extended custodial care—just limited rehab after a hospital stay. Medi-Cal can cover nursing-home costs if you meet medical and financial rules, which is why early Medi-Cal planning matters.
Will Medi-Cal take my home?
Avoid Probate CostsDuring life, a primary residence is often exempt for eligibility if you intend to return or a spouse/disabled child lives there. After death, the state may seek recovery from probate estates. Keeping assets out of probate and aligning titles and trusts can reduce recovery exposure; personalized advice is essential.
How soon should we start planning for care?
As soon as possible—ideally before care is needed. California’s look-back rules penalize certain transfers made too close to application. Even in a crisis, targeted steps can help preserve value for the healthy spouse.
Can I give money to my kids to qualify?
Gifts within look-back periods (30 months for Medi-Cal long-term care; 36 months for certain VA pensions) may trigger penalties. Use lawful strategies—trusts, spend-downs tied to real care costs—rather than risky last-minute transfers.
Do veterans benefits help with assisted living?
Check VA BenefitsYes. The VA’s Aid & Attendance can add a monthly pension to help pay for in-home care or assisted living if you qualify by service, need, income, and assets. We also coordinate with Medi-Cal if nursing care becomes necessary later.
What if my parent already lacks capacity?
Start A PetitionIf there’s no valid power of attorney or trust and decisions must be made, families may need the conservatorship process. We handle petitions, hearings, and ongoing compliance so you can focus on care.
What is a Life Care Plan?
It’s an ongoing relationship combining legal planning with care coordination—estate documents, benefit applications, and guidance as needs change. It’s especially helpful for families juggling work, kids, and an aging parent in the West Valley.
Have Other Elder Law Questions?
The Estate Planning & Elder Law Firm serves Woodland Hills, West Hills, Encino, and Ventura County with clear, compassionate answers tailored to your family.